Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.


Asset-backed Investments

Asset-backed Investments

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.

Deposit Based Investment

Deposit Based Investment

In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.

Individual Savings Accounts (ISAs)

Individual Savings Accounts (ISAs)

Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2021/22 at £20,000, while several new ISA variants, offer savings "bonuses".

Investment Overview

Investment Overview

This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Markets

The FTSE 100 was set to pause for breath today after Londonshares rallied with their biggest daily gains in two months on Wednesday.
Here are the company updates released by Lloyds Bank (LON: LLOY) (LLOY.L) over the past month
Oilers, miners and banks were on all the charge, the sectors most likely to benefit from an upturn. Anglo American was the top riser on the blue chip index, adding 6 per cent or 194p at 3271p.
Whether looking to invest now for capital growth or dividend income, Jonathan Smith outlines three different ways he'd look to put his money to work.
G A Chester discusses why he thinks these FTSE 250 shares are strong businesses, and what he likes about their recent trading updates.